A new law restricting the pre-employment process takes effect in New York City today, September 3, 2015 (the Law).  As we previously reported, the Law bars most employers in NYC from requesting or considering, for employment purposes, a prospective or current employee’s “consumer credit history” – which means the creditworthiness, credit standing, credit capacity, or payment history of an individual (together, Credit) – as indicated by:

• Such individual’s consumer credit report or credit score, or
• Information an employer obtains directly from such individual regarding:
  • Details about credit accounts, including the individual’s number of credit accounts, late or missed payments, charged-off debts, items in collections, credit limit, and prior credit report inquiries, or
  • Bankruptcies, judgments, or liens

Continue Reading Reminder for NYC Employers: Ban on Credit Checks Takes Effect Today